If the ad contains loan information, those 术语s must be available to a qualified borrower. If a rate of finance charge is set out (interest, 点, 贷款费用), then the words "annual percentage rate (4月)" must be used. The advertisement must state the 4月 and whether the finance charge can increase over the 术语 of the loan. If the advertisement contains information about the down payment, 术语, 付款额, 或者财务费用, then all of the following information must be disclosed: down payment, 术语, 4月, and whether the rate may be increased. Mentioning only the 4月 will not trigger the additional disclosures. If specific information other than the 4月 is mentioned, such as the loan amount, down payment, etc., then the disclosures are triggered.
Can you briefly outline the requirements I must comply with if I put any loan information, such as the monthly payment or interest rate, 在广告中?